Fast, confident decisions with

AI-powered automation

Maximize your human intelligence with BILL's AI for finance—so you can streamline workflows and use your brain for strategy.
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A person sitting at a desk with a laptop, surrounded by digital orange icons with symbols for AI beside labels of "Category" and "Amount.

Efficiency. Security. Intelligence.

Save time

Streamline bill pay, expense
management, 
and more with BILL's AI-powered
finance software working behind the scenes.

Help mitigate risk

Increase confidence and accuracy with
real-time transaction monitoring and
predictive
fraud detection.

Fuel growth

Empower your business with tangible, trusted
AI for finance capabilities to help you future-proof
your financial operations.

Embraced early. Integrated deeply.

This isn't some flashy feature. We've been investing in AI for years—way before it was mainstream—and we're not slowing down. By carefully integrating AI at a platform level, you get powerful, intelligent financial automation to transform your business.
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Illustration of a PDF document with alerts: "Duplicate Detected" and "Resolved," on an orange and white background.
Speed

Accelerating payment processes

Our AI is designed to understand and predict based on how you use BILL. Giving you faster, more accurate vendor search. Improved invoice predictions for repeat vendors. And streamlined invoicing by extracting and coding data in seconds to automatically flag duplicates and improve tracking.

Efficiency

Streamlining expense management

AI-powered auto-categorization and receipt matching helps reduce manual 
data entry, improve accuracy, and all but eliminate incomplete expense reports. So you can eliminate costly errors and close your books in record time—every time.

Person holding a credit card near a card reader, an app interface for Transactions is overlayed with an app alert "Category identified".
An app interface notification on an orange background showing a security threat marked with a "Threat blocked!" alert.
Security

Improving fraud protection

Predictive AI monitors your transactions in real time to detect suspicious 
activity and stop fraud in its tracks—while minimizing false positives. And with 
our intelligent approach to vendor onboarding and validation, you can safely 
add vendors with confidence.

Make brainpower your superpower

We work with our customers to evolve and expand our AI capabilities so they can make faster, more accurate decisions.
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Intelligence for humans

“AI capabilities from BILL have saved our finance team two days out of every work week.”
Sarah Sanders
VP of Accounting at Repurpose

BILL’s AI has your back

5M
predictions processed
daily by BILL’s AI
300M
transactions through BILL’s
network to train our AI

95%
day-one accuracy for auto-capturing
key invoice fields*

*Data based on 1 year of invoices for key extraction fields (invoice date, invoice number, and amount) where the field was contained in the invoice

Frequently asked questions

What’s BILL’s AI?
We embed AI across our platform—from accounts payable and receivable to expense management
and cash flow forecasting—to empower our customers with intelligent financial automation that can
increase efficiency, help reduce risk and errors, and fuel business growth.
Why use AI?
BILL has been leveraging AI technology for years, well before it became mainstream. AI isn't just a
flashy feature—it's an important business technology that works best when it's embedded at the
platform level. So we're continuing to invest in AI, the same way we've invested in automation, to bring
our customers the latest, most advanced technology that will help them save time, mitigate risk, and
grow their businesses how they want.
Will BILL’s AI replace accountants?
The goal of BILL has always been to empower accountants, business owners, and finance leaders to
better manage their financial operations. Not do it for them. We view AI the same way. 

While AI is an incredible advancement with exciting implications and opportunities, BILL will only ever
use it to assist the great work of our customers. Never replace it.
How is my data protected with BILL’s AI?
BILL takes data privacy and security extremely seriously. Our use of AI adheres to the same strict
security and data privacy requirements that all our sensitive data adheres to. For more information,
feel free to check out our privacy notice and Security Center.
How is AI being used in finance?
AI is being used in finance to streamline and automate manual processes to save time and improve accuracy and security. Here are a few of the ways BILL's AI does this:
Accounts Payable AI
Invoice data extraction:
BILL's AI identifies and extracts critical data from invoices—like vendor name, email, invoice number, etc.—and uses it to auto-populate your digitized bill and simplify new vendor profile creation.

Duplicate invoice detection:
BILL's AI will warn you if a duplicate invoice exists, so you can avoid accidentally paying the same bill twice.

Missing bill detection:
BILL's AI provides your payment history to highlight potential missing bills, helping to prevent late fees.

W-9 creation:
Upload a W-9 for a 1099 contractor and BILL’s AI will extract the data and add it to the vendor’s record. You still maintain complete control—just review, add info, make edits if needed, and save.

‍Expense management AI
‍Auto categorization:
BILL's AI helps code transactions—auto-populating categories in expense transactions, analyzing the merchant, transaction information, and the history of selections—to save reconciliation time and improve accuracy.