Why use BILL for international payments?

More transparency and control—no matter the currency.

Streamlined workflows

Make domestic and international payments with a single, simple process covering 130+ countries.

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Everything in sync

BILL automatically syncs all payment details with Intuit QuickBooks, Xero, Sage Intacct, Oracle NetSuite, and Microsoft Dynamics 365 Business Central.

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Built for security

Whether you use BILL for Local Transfers, ACH, or wire, all of our international payment solutions keep your funds safe. Learn more.

An AP platform to make global payments

BILL supports global business payments in a growing list of countries and currencies. See the full list here.
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Faster than fast international payments

Pay international vendors up to 4 days faster than wire with Local Transfer—often as soon as the same business day. Learn more here.

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Pay vendors in local currencies

$0 wire transfer fee* and competitive exchange rate for payments in local currencies. International wire fees may be found on the pricing page.

*Based on the average published fee for outgoing international wires in local currencies, charged by the top 10 US banks according to the FDIC. This fee excludes currency conversion rates.
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BILL exchange rate calculator

Let us do the math.

Pay less: Vendors don't need to "pad" bills to offset exchange rates.

Save more: Avoid intermediary bank fees by paying in local currencies.

Pay vendors faster: Don't keep vendors waiting for conversion—pay in their currency.

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USD
EUR
1 USD = 0.886EUR
1 EUR = 1.129 USD *

* This exchange rate may vary due to daily fluctuations.

Frequently asked questions

What is the best way to transfer money internationally?
BILL is the intelligent business payments platform that gives you full control over an automated, end-to-end process. With our international payments solution, you can make electronic payments to your vendors outside the U.S. for business purposes.
What is the cost for sending international payments?
For international wires in local currencies, BILL offers competitive exchange rates and no wire transfer or intermediary bank fees.

To avoid high bank fees and lifting fees from intermediary banks, use BILL to deliver the payment in your vendor’s local currency. For international wires in local currency, there are no intermediary bank charges, so your vendor receives the full payment amount.

If your vendor prefers to receive the payment in USD, please refer to our pricing page for details. However, like any other USD wire, intermediary banks may charge your vendor additional fees. BILL does not have control over intermediary bank fees when you send payments in USD.

BILL also allows international card payments with Visa, Mastercard and Discover, which have a 2.9% transaction fee and are subject to the exchange rates and other fees detailed above.
Can I pay international payments with my credit card?
BILL also allows international card payments with Visa, Mastercard, and Discover, which have a 2.9% transaction fee and are subject to the exchange rates and other fees detailed above.
How long do international payments take?
Using Local Transfer, payments can be delivered up to 4 days faster than wire transfers (with local currency only). Vendors are not charged a wire receiving fee by their bank. Availability depends on the recipient’s country and payment limit threshold.

Payments made using wire transfer typically arrive within 1–3 business days. The time varies depending on the recipient country, currency, and the time it takes to receive funds from your bank account. The estimated delivery date will be provided when you schedule the payment. Typical schedules are provided here.

For tips on how to avoid payment delays, click here.
What is local transfer?
Local Transfer is a faster way for businesses to send international payments to their vendors and contractors. Here’s how it works: Local Transfer allows you to send payments to your international vendor's bank account using the local payment network of the recipient’s country. It's as if you're scheduling the payment locally.

That means: 
  • Faster transfers—Your payments can arrive as soon as the very same day.
  • $0 wire fees—There is no transaction or receiving wire fee. Your vendors get exactly the amount of local currency you send, though exchange rates do apply.

Learn more about local transfer here.

Ready to get started?

Join the millions who pay and get paid with BILL.
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