More flexibility, more rewards: Say hello to the BILL Divvy Reserve Card

At BILL, we listen to the challenges and ambitions of fast-growing businesses like yours, and are dedicated to empowering you with financial solutions that help you take control and unlock your business’ potential. 

Today, I am thrilled to introduce the BILL Divvy Reserve Card*, a powerful company card program designed to give your business greater flexibility over spending, enhanced control over credit limits, and the opportunity to optimize your cash-back rewards.

Why we built the BILL Divvy Reserve Card

Running a fast-growing business means that you need financial solutions that adapt to your evolving needs. Whether it's maximizing cash-back rewards, adjusting credit limits, or maintaining control over spend, you deserve a solution that works for you—on your own terms. 

With the new BILL Divvy Reserve Card, you can leverage a secured line of credit to set your own credit limits** and earn more cash-back rewards, all while maintaining the same powerful spend controls and expense management features you already trust with BILL Spend & Expense.

This offering, now available to businesses that meet the requirements, is being embraced by companies of all sizes, from fast-growing startups to larger organizations looking to take control of their spending. Designed to put your money to work for you, it provides more options to optimize your cash—your way—with access to secured funds and the ability to tailor rewards for your unique business needs.

Key benefits of the BILL Divvy Reserve Card

The BILL Divvy Reserve Card is designed to provide you with:

• Maximized cash rewards: Earn cash back on every purchase, starting at a competitive rate of 1.5%, and increasing to 1.75% with a minimum monthly spend of $100,000. You can now put your spending to work and reinvest the rewards into growth opportunities.
• Flexible cash flow management: Unlike traditional secured lines of credit, the BILL Divvy Reserve Card allows your business to withdraw from your security deposits whenever needed. The security deposit can also be adjusted at any time or frequency to meet your financial needs without any interrupted access to the BILL Spend & Expense platform.
• Control over credit limits: Take charge of your financial health by setting your own credit limit, which is determined by the security deposit placed into your BILL Spend & Expense account. This empowers you to scale confidently and responsibly.
• Automated spend controls and expense management: You can automate, manage and centralize spend controls and expense management in one integrated BILL Spend & Expense platform—boosting visibility and efficiency to your financial operations. 

Putting you in the driver's seat

I am incredibly excited about what the BILL Divvy Reserve Card brings to our customers and how it will help you unlock new opportunities for success. As a champion of businesses, we are always looking for ways to empower businesses to thrive, and this is another step in that journey for BILL.

The BILL Divvy Reserve Card is now available to businesses that meet the requirements. Learn more about the BILL Divvy Reserve Card, the BILL Divvy Card, and compare our card options here to find the best fit for your needs. For businesses who do not want to leverage a secured line, the BILL Divvy Card is also available as an option. 

*Card issued by Cross River Bank, Member FDIC, and is not a deposit product. For more information, visit bill.com/se

** Approval process may apply for credit limits